Privacy & Security Policy Nyvro App

 

Privacy & Security Policy

Effective Date: 18/07/2026

This Privacy & Security Policy explains how Nyvro ("we," "our," or "the App") handles your information. We prioritize your privacy and security. The core philosophy of the App is that your data belongs to you and never leaves your device.

We do not collect, transmit, store, or share your personal information on any external servers. Everything happens locally on your Android device.

1. Information We Access and Process Locally

To provide the expense management features, the App allows you to input and process specific data. All of the following data is stored entirely on your local device's internal storage:

  • Financial Entries: Expense and income transactions, wallet balances, and basic bank details you choose to enter.

  • Message Processing (SMS/Notifications): To provide the auto-detection feature, the App scans incoming messages or notifications based on user-defined substrings or keywords. This processing happens in real-time on your device. We do not transmit the contents of your messages, sender details, or notification data to the internet or any third party.

  • Expense Splitting Data: Names or identifiers of friends you configure for expense splitting. This is strictly a local management tool. The App does not access your device's contact list (unless explicitly granted for naming), nor does it notify, message, or share data with the friends you configure.

2. Strict Security Measures & Keyword Blocking

We implement strict local security measures to prevent the accidental capture of highly sensitive information:

  • Keyword Restrictions: The App proactively prevents users from setting tracking keywords that are known to be sensitive. You cannot set the App to track or auto-detect substrings containing terms like "OTP," "PIN," "Password," or similar sensitive security phrases.

  • Data Isolation: Because the App does not connect to external databases or cloud servers for data storage, your financial data is immune to external server breaches. Your data is only as accessible as your physical device.

3. Permissions We Request

To function properly, the App requires specific Android permissions. We only request permissions necessary for core features:

  • Camera / Photos / Media / Files (Storage): Required so you can capture new photos of receipts or select existing images from your gallery to attach to your transaction entries. These files remain strictly on your device and are never uploaded externally.

  • Receive SMS / Notification Access: Required exclusively to enable the auto-detection of transactions based on your custom keywords. The App reads these messages locally to generate transaction entries and trigger local app notifications. None of this message data is transmitted off your device.

4. Third-Party Services and Tracking

The App is designed to operate completely offline.

  • We do not use third-party analytics trackers (such as Google Analytics or Flurry) to monitor your behavior within the App.

  • We do not use third-party advertising SDKs.

  • We do not sell, rent, or share any of your personal or financial data because we do not have access to it.

5. Data Retention and Deletion

Because all data is stored locally on your device:

  • You have complete control over your data.

  • You can delete specific transactions, bank details, or friend configurations at any time within the App.

  • If you uninstall the App or clear the App's data via your Android device settings, all your financial records, custom keywords, and history will be permanently deleted. We cannot recover this data for you, as we hold no copies.

6. Children's Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. Given the offline nature of the App, no data of any kind is collected by us from users of any age.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions or suggestions about this Privacy & Security Policy, do not hesitate to contact us at: Email: apps.smktech@gmail.com Website: xmkapps

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